/* ============================================================
   Jika Side Microcredit — LIGHT THEME DESIGN SYSTEM
   ============================================================ */

/* ===== DESIGN TOKENS ===== */
:root {
    /* Brand Gold — slightly deepened for legibility on white */
    --gold:           #D4900A;
    --gold-bright:    #F5C518;
    --gold-dark:      #A86F08;
    --gold-light:     #F5C518;
    --gold-glow:      rgba(212, 144, 10, 0.18);
    --gold-tint:      rgba(212, 144, 10, 0.08);
    --gold-tint-med:  rgba(212, 144, 10, 0.14);

    /* Surface palette */
    --bg-page:        #FAFAF8;
    --bg-section-alt: #F4F3EF;
    --bg-card:        #FFFFFF;
    --bg-card-hover:  #FFFDF5;
    --bg-dark:        #1A1A18;   /* footer / dark accent band */
    --bg-dark-2:      #111110;

    /* Text */
    --text-primary:   #111110;
    --text-secondary: #3D3D3A;
    --text-muted:     #6B6B66;
    --text-light:     #9A9A94;
    --text-on-dark:   #F0EFE9;
    --text-on-dark-2: #A0A09A;

    /* Borders */
    --border:         rgba(0, 0, 0, 0.09);
    --border-med:     rgba(0, 0, 0, 0.14);
    --border-gold:    rgba(212, 144, 10, 0.35);

    /* Shadows */
    --shadow-sm:      0 1px 3px rgba(0,0,0,0.07), 0 1px 2px rgba(0,0,0,0.05);
    --shadow-md:      0 4px 16px rgba(0,0,0,0.09), 0 2px 6px rgba(0,0,0,0.06);
    --shadow-lg:      0 12px 40px rgba(0,0,0,0.12), 0 4px 12px rgba(0,0,0,0.06);
    --shadow-gold:    0 8px 32px rgba(212, 144, 10, 0.20);
    --shadow-card:    0 2px 12px rgba(0,0,0,0.06);

    /* Radius */
    --radius-sm:      6px;
    --radius-md:      12px;
    --radius-lg:      20px;
    --radius-xl:      32px;

    --transition:     all 0.3s cubic-bezier(0.25, 0.46, 0.45, 0.94);
}

/* ===== RESET & BASE ===== */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; font-size: 16px; }
body {
    font-family: 'Inter', sans-serif;
    background-color: var(--bg-page);
    color: var(--text-primary);
    overflow-x: hidden;
    line-height: 1.6;
}
a { text-decoration: none; color: inherit; }
img { max-width: 100%; display: block; }
ul { list-style: none; }

/* ===== SCROLLBAR ===== */
::-webkit-scrollbar { width: 5px; }
::-webkit-scrollbar-track { background: var(--bg-section-alt); }
::-webkit-scrollbar-thumb { background: var(--gold); border-radius: 3px; }

/* ===== UTILITIES ===== */
.container    { max-width: 1200px; margin: 0 auto; padding: 0 24px; }
.gold-text    { color: var(--gold); }

.section-tag {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: var(--gold-tint);
    border: 1px solid var(--border-gold);
    color: var(--gold);
    font-size: 11px;
    font-weight: 700;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    padding: 6px 16px;
    border-radius: 100px;
    margin-bottom: 20px;
}
.section-tag::before {
    content: '';
    width: 6px; height: 6px;
    background: var(--gold);
    border-radius: 50%;
    animation: pulse-dot 2s infinite;
}

/* ===== BUTTONS ===== */
.btn-primary {
    display: inline-flex; align-items: center; gap: 10px;
    background: var(--gold); color: #fff;
    font-weight: 700; font-size: 15px;
    padding: 14px 30px; border-radius: var(--radius-sm);
    border: 2px solid var(--gold);
    cursor: pointer; transition: var(--transition); white-space: nowrap;
}
.btn-primary:hover {
    background: var(--gold-dark); border-color: var(--gold-dark);
    transform: translateY(-2px); box-shadow: var(--shadow-gold);
}
.btn-outline {
    display: inline-flex; align-items: center; gap: 10px;
    background: transparent; color: var(--text-primary);
    font-weight: 700; font-size: 15px;
    padding: 14px 30px; border-radius: var(--radius-sm);
    border: 2px solid var(--border-med);
    cursor: pointer; transition: var(--transition); white-space: nowrap;
}
.btn-outline:hover {
    border-color: var(--gold); color: var(--gold);
    background: var(--gold-tint); transform: translateY(-2px);
}
.btn-dark {
    display: inline-flex; align-items: center; gap: 10px;
    background: var(--text-primary); color: #fff;
    font-weight: 700; font-size: 15px;
    padding: 14px 30px; border-radius: var(--radius-sm);
    border: 2px solid var(--text-primary);
    cursor: pointer; transition: var(--transition);
}
.btn-dark:hover {
    background: var(--gold); border-color: var(--gold);
    color: #fff; transform: translateY(-2px);
    box-shadow: var(--shadow-gold);
}

/* ===== SECTION HEADER ===== */
.section-header { text-align: center; margin-bottom: 64px; }
.section-title {
    font-family: 'Outfit', sans-serif;
    font-size: clamp(32px, 4vw, 48px);
    font-weight: 800; letter-spacing: -0.025em;
    line-height: 1.15; margin-bottom: 16px;
    color: var(--text-primary);
}
.section-subtitle {
    font-size: 17px; color: var(--text-muted);
    max-width: 520px; margin: 0 auto; line-height: 1.7;
}

/* ===== NAVBAR ===== */
#navbar {
    position: fixed; top: 0; left: 0; right: 0;
    z-index: 1000; padding: 0;
}
.nav-inner {
    display: flex; align-items: center;
    justify-content: space-between; height: 72px;
}

/* ── Logo ── */
.logo {
    display: flex; align-items: center; gap: 10px; flex-shrink: 0;
    text-decoration: none;
}
.logo-mark {
    width: 40px; height: 40px;
    background: linear-gradient(135deg, var(--gold) 0%, var(--gold-dark) 100%);
    border-radius: 10px;
    display: flex; align-items: center; justify-content: center;
    flex-shrink: 0;
    box-shadow: 0 4px 14px rgba(212,144,10,0.35);
    transition: var(--transition);
}
.logo-mark svg { width: 20px; height: 20px; color: #fff; }
.logo:hover .logo-mark { transform: rotate(-6deg) scale(1.05); box-shadow: 0 6px 20px rgba(212,144,10,0.45); }
.logo-text { display: flex; flex-direction: column; line-height: 1; }
.logo-text .brand   { font-family: 'Outfit', sans-serif; font-weight: 800; font-size: 15px; color: var(--text-primary); letter-spacing: -0.3px; }
.logo-text .tagline { font-size: 10px; color: var(--gold); font-weight: 600; letter-spacing: 0.08em; text-transform: uppercase; margin-top: 2px; }

/* ── Nav links ── */
.nav-links { display: flex; align-items: center; gap: 4px; }
.nav-link {
    display: inline-flex; align-items: center; gap: 6px;
    font-family: 'Outfit', sans-serif;
    font-size: 12px; font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.06em;
    color: var(--text-secondary); padding: 8px 14px;
    border-radius: var(--radius-sm);
    transition: var(--transition); position: relative;
    white-space: nowrap;
}
.nav-link::after {
    content: '';
    position: absolute;
    bottom: -4px;
    left: 14px;
    right: 14px;
    height: 2px;
    background-color: var(--gold);
    transform: scaleX(0);
    transition: transform 0.3s cubic-bezier(0.25, 0.46, 0.45, 0.94);
    transform-origin: center;
    border-radius: 2px;
}
.nav-link:hover { color: var(--text-primary); }
.nav-link:hover::after {
    transform: scaleX(1);
    background-color: var(--gold-dark);
}
.nav-link.active { color: var(--gold) !important; font-weight: 800 !important; }
.nav-link.active::after {
    transform: scaleX(1);
    background-color: var(--gold) !important;
}

/* Gold badge pill on Invest link */
.nav-badge {
    display: inline-flex; align-items: center;
    background: var(--gold); color: #fff;
    font-size: 10px; font-weight: 800; letter-spacing: 0.04em;
    padding: 2px 7px; border-radius: 100px;
    line-height: 1.6;
}

/* ── Nav actions ── */
.nav-actions { display: flex; align-items: center; gap: 8px; }
.nav-login {
    font-size: 13.5px; font-weight: 600;
    color: var(--text-secondary); padding: 8px 16px;
    border-radius: var(--radius-sm);
    transition: var(--transition);
    border: 1px solid transparent;
}
.nav-login:hover {
    color: var(--text-primary);
    background: rgba(0,0,0,0.04);
    border-color: var(--border);
}
.nav-cta {
    display: inline-flex; align-items: center; gap: 7px;
    background: var(--gold); color: #fff;
    font-weight: 700; font-size: 13.5px;
    padding: 9px 20px; border-radius: var(--radius-sm);
    transition: var(--transition); border: none; cursor: pointer;
    box-shadow: 0 2px 10px rgba(212,144,10,0.28);
    white-space: nowrap;
}
.nav-cta svg { width: 14px; height: 14px; transition: transform 0.25s ease; }
.nav-cta:hover {
    background: var(--gold-dark);
    transform: translateY(-1px);
    box-shadow: 0 6px 20px rgba(212,144,10,0.40);
}
.nav-cta:hover svg { transform: translateX(3px); }

/* ── Hamburger (animated) ── */
.hamburger {
    display: none; flex-direction: column;
    gap: 0; cursor: pointer; padding: 8px;
    background: none; border: 1px solid var(--border);
    border-radius: var(--radius-sm); width: 42px; height: 42px;
    align-items: center; justify-content: center;
    transition: var(--transition);
}
.hamburger:hover { background: rgba(0,0,0,0.04); border-color: var(--border-med); }
.ham-line {
    display: block; width: 20px; height: 2px;
    background: var(--text-primary); border-radius: 2px;
    transition: all 0.35s cubic-bezier(0.4, 0, 0.2, 1);
    transform-origin: center;
}
.ham-line.top { transform: translateY(-5px); }
.ham-line.mid { opacity: 1; }
.ham-line.bot { transform: translateY(5px); }
/* X state when open */
.hamburger.open .ham-line.top { transform: translateY(2px) rotate(45deg); }
.hamburger.open .ham-line.mid { opacity: 0; transform: scaleX(0); }
.hamburger.open .ham-line.bot { transform: translateY(-2px) rotate(-45deg); }

/* ── Mobile drawer ── */
.mobile-menu {
    position: fixed;
    top: 72px; /* dynamically updated by JS if announcement bar is active */
    bottom: 0;
    right: -100%;
    width: 100%;
    max-width: 360px;
    background: #fff;
    z-index: 998;
    transition: right 0.3s ease-in-out;
    box-shadow: -8px 0 40px rgba(0,0,0,0.12);
    border-left: 1px solid var(--border);
    overflow-y: auto;
    display: flex;
    flex-direction: column;
}
.mobile-menu.open {
    right: 0;
}
.mobile-menu-inner {
    display: flex; flex-direction: column;
    padding: 28px 24px 40px; gap: 0; flex: 1;
}
.mobile-nav-links { display: flex; flex-direction: column; margin-bottom: 24px; }
.mob-link {
    display: flex; align-items: center; gap: 8px;
    padding: 15px 0;
    font-family: 'Outfit', sans-serif;
    font-size: 14px; font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.06em;
    color: var(--text-secondary);
    border-bottom: 1px solid var(--border);
    border-left: 3px solid transparent;
    transition: all 0.3s ease;
    padding-left: 0;
}
.mob-link:hover {
    color: var(--gold);
    padding-left: 8px;
    border-left-color: var(--gold-glow);
}
.mob-link.active {
    color: var(--gold) !important;
    font-weight: 800 !important;
    padding-left: 12px;
    border-left-color: var(--gold) !important;
}
.mobile-actions {
    display: flex; flex-direction: column; gap: 10px;
    margin-bottom: 24px;
}
.mobile-contact {
    display: flex; align-items: center; gap: 8px;
    padding: 14px 16px;
    background: var(--bg-section-alt);
    border-radius: var(--radius-md);
    font-size: 13px; color: var(--text-muted); font-weight: 500;
    margin-top: auto;
}

/* ===== HERO SECTION ===== */
#hero {
    min-height: 100vh;
    position: relative;
    display: flex;
    align-items: center;
    overflow: hidden;
    background: linear-gradient(135deg, #FFFDF5 0%, #FFF9EC 40%, #FAFAF8 100%);
}
.hero-bg {
    position: absolute; inset: 0;
    background: linear-gradient(135deg, #FFFDF5 0%, #FFF9EC 40%, #FAFAF8 100%);
}
.hero-bg-img {
    /* Image occupies the right 55% of the hero, fully visible */
    position: absolute;
    top: 0; bottom: 0; right: 0;
    width: 58%;
    background-image: url('/images/hero_handshake.png');
    background-size: cover;
    background-position: center center;
    opacity: 0.92;
    border-radius: 0 0 0 var(--radius-xl);
}
.hero-gradient-overlay {
    /* Fade the image into the cream background on the left */
    position: absolute; inset: 0;
    background: linear-gradient(100deg,
        #FFFDF5 0%,
        #FFFDF5 38%,
        rgba(255,253,245,0.82) 52%,
        rgba(255,253,245,0.0) 70%);
}
.hero-gold-glow {
    position: absolute; top: -80px; left: -180px;
    width: 600px; height: 600px;
    background: radial-gradient(circle, rgba(212,144,10,0.07) 0%, transparent 70%);
    pointer-events: none;
}
.hero-decorative-ring {
    position: absolute; bottom: -120px; left: -120px;
    width: 500px; height: 500px; border-radius: 50%;
    border: 80px solid rgba(212,144,10,0.04);
    pointer-events: none;
}
.hero-content {
    position: relative; z-index: 2;
    max-width: 600px;
    /* 76px navbar + 64px breathing room = 140px total top clearance */
    padding-top: 140px;
    padding-bottom: 80px;
}
.hero-badge {
    display: inline-flex; align-items: center; gap: 8px;
    background: var(--gold-tint); border: 1px solid var(--border-gold);
    color: var(--gold); font-size: 11px; font-weight: 700;
    letter-spacing: 0.08em; text-transform: uppercase;
    padding: 8px 18px; border-radius: 100px; margin-bottom: 28px;
    animation: fadeInUp 0.8s ease both;
}
.hero-badge .dot {
    width: 6px; height: 6px; background: var(--gold);
    border-radius: 50%; animation: pulse-dot 2s infinite;
}
.hero-headline {
    font-family: 'Outfit', sans-serif;
    font-size: clamp(28px, 4vw, 48px);
    font-weight: 900; line-height: 1.12;
    letter-spacing: -0.025em; margin-bottom: 20px;
    color: var(--text-primary);
    animation: fadeInUp 0.8s 0.1s ease both;
}
.hero-headline .accent {
    background: linear-gradient(135deg, var(--gold) 0%, #E8A010 50%, #C87D08 100%);
    -webkit-background-clip: text; -webkit-text-fill-color: transparent; background-clip: text;
}
.hero-description {
    font-size: 16px; color: var(--text-muted);
    line-height: 1.75; margin-bottom: 36px; max-width: 480px;
    animation: fadeInUp 0.8s 0.2s ease both;
}
.hero-actions {
    display: flex; gap: 16px; flex-wrap: wrap;
    animation: fadeInUp 0.8s 0.3s ease both;
}
.hero-stats {
    display: flex; gap: 32px; margin-top: 48px;
    padding-top: 36px; border-top: 1px solid var(--border-med);
    animation: fadeInUp 0.8s 0.4s ease both;
    flex-wrap: wrap;
}
.hero-stat-item .value {
    font-family: 'Outfit', sans-serif; font-size: 28px;
    font-weight: 800; color: var(--gold);
}
.hero-stat-item .label { font-size: 12px; color: var(--text-muted); margin-top: 2px; }

/* Floating cards */
.hero-card-float {
    position: absolute;
    background: rgba(255,255,255,0.95); backdrop-filter: blur(20px);
    border: 1px solid var(--border); border-radius: var(--radius-md);
    padding: 16px 20px; box-shadow: var(--shadow-lg);
    animation: float 6s ease-in-out infinite;
}
.hero-card-float.card-1 { bottom: 25%; right: 5%; min-width: 180px; animation-delay: 0s; }
.hero-card-float.card-2 { top: 30%;  right: 3%; min-width: 200px; animation-delay: 2s; }
.float-card-label { font-size: 11px; color: var(--text-muted); margin-bottom: 4px; }
.float-card-value { font-family: 'Outfit', sans-serif; font-size: 22px; font-weight: 800; color: var(--gold); }
.float-card-sub   { font-size: 12px; color: #16A34A; display: flex; align-items: center; gap: 4px; margin-top: 2px; }
.float-card-investors { display: flex; align-items: center; gap: 8px; margin-top: 8px; }
.investor-avatars { display: flex; }
.investor-avatars span {
    width: 28px; height: 28px; border-radius: 50%;
    background: var(--gold); border: 2px solid #fff;
    margin-left: -8px; display: flex; align-items: center; justify-content: center;
    font-size: 11px; font-weight: 700; color: #fff;
}
.investor-avatars span:first-child { margin-left: 0; }
.investor-count { font-size: 12px; color: var(--text-muted); }

/* ===== TRUST STRIP ===== */
#trust-strip {
    padding: 28px 0;
    background: #fff;
    border-top: 1px solid var(--border);
    border-bottom: 1px solid var(--border);
}
.trust-inner {
    display: flex; align-items: center;
    gap: 48px; flex-wrap: wrap; justify-content: center;
}
.trust-label {
    font-size: 11px; color: var(--text-light);
    text-transform: uppercase; letter-spacing: 0.1em;
    font-weight: 700; white-space: nowrap;
}
.trust-badges { display: flex; align-items: center; gap: 32px; flex-wrap: wrap; justify-content: center; }
.trust-badge {
    display: flex; align-items: center; gap: 8px;
    color: var(--text-muted); font-size: 13px;
    font-weight: 600; opacity: 0.8; transition: opacity 0.3s;
}
.trust-badge:hover { opacity: 1; color: var(--gold); }
.trust-badge svg { width: 18px; height: 18px; color: var(--gold); }

/* ===== PATHS SECTION ===== */
#paths {
    padding: 100px 0;
    background: var(--bg-page);
    position: relative; overflow: hidden;
}
#paths::before {
    content: ''; position: absolute; top: -200px; right: -200px;
    width: 600px; height: 600px;
    background: radial-gradient(circle, rgba(212,144,10,0.05) 0%, transparent 70%);
    pointer-events: none;
}
.paths-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.path-card {
    background: var(--bg-card); border: 1px solid var(--border);
    border-radius: var(--radius-lg); padding: 40px 36px;
    position: relative; overflow: hidden;
    transition: var(--transition); cursor: pointer;
    box-shadow: var(--shadow-sm);
}

.path-card::before {
    content: ''; position: absolute; inset: 0;
    background: linear-gradient(135deg, var(--gold-tint) 0%, transparent 60%);
    opacity: 0; transition: opacity 0.3s;
    pointer-events: none;
}
.path-card:hover {
    border-color: var(--border-gold);
    transform: translateY(-6px);
    box-shadow: var(--shadow-gold);
}
.path-card:hover::before { opacity: 1; }
.path-number {
    display: inline-flex; align-items: center; gap: 10px;
    background: var(--gold); color: #fff;
    font-weight: 800; font-size: 12px; letter-spacing: 0.06em;
    padding: 6px 16px; border-radius: 100px; margin-bottom: 28px;
}
.path-icon {
    width: 60px; height: 60px; border-radius: var(--radius-md);
    background: var(--gold-tint); border: 1px solid var(--border-gold);
    display: flex; align-items: center; justify-content: center;
    margin-bottom: 24px; transition: var(--transition);
}
.path-card:hover .path-icon { background: var(--gold-tint-med); border-color: var(--gold); }
.path-icon svg { width: 28px; height: 28px; color: var(--gold); }
.path-title { font-family: 'Outfit', sans-serif; font-size: 22px; font-weight: 800; margin-bottom: 14px; color: var(--text-primary); }
.path-desc  { color: var(--text-muted); font-size: 15px; line-height: 1.7; margin-bottom: 32px; }
.path-card-footer { display: flex; flex-direction: column; gap: 10px; }
.path-cta   { font-size: 14px; }
.path-note  { font-size: 12px; color: var(--text-light); }

/* ===== STATS SECTION ===== */
#stats {
    padding: 80px 0;
    background: var(--text-primary);
    border-top: 1px solid var(--border);
    border-bottom: 1px solid var(--border);
    position: relative; overflow: hidden;
}
#stats::before {
    content: ''; position: absolute; inset: 0;
    background: linear-gradient(135deg, rgba(212,144,10,0.08) 0%, transparent 60%);
    pointer-events: none;
}
.stats-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 0; position: relative; z-index: 1; }
.stat-item {
    text-align: center; padding: 40px 20px;
    border-right: 1px solid rgba(255,255,255,0.1); position: relative;
}
.stat-item:last-child { border-right: none; }
.stat-value {
    font-family: 'Outfit', sans-serif; font-size: 52px;
    font-weight: 900; color: var(--gold-bright); line-height: 1; margin-bottom: 8px;
}
.stat-label { font-size: 14px; color: rgba(255,255,255,0.85); font-weight: 500; }
.stat-desc  { font-size: 12px; color: rgba(255,255,255,0.45); margin-top: 4px; }

/* ===== HOW IT WORKS ===== */
#how-it-works { padding: 100px 0; background: var(--bg-section-alt); }
.how-tabs {
    display: flex; gap: 0;
    background: #fff; border-radius: var(--radius-md);
    padding: 4px; margin-bottom: 60px;
    max-width: 420px; margin-left: auto; margin-right: auto;
    border: 1px solid var(--border);
    box-shadow: var(--shadow-sm);
}
.how-tab {
    flex: 1; text-align: center; padding: 12px 24px;
    border-radius: calc(var(--radius-md) - 2px);
    font-size: 14px; font-weight: 600; cursor: pointer;
    transition: var(--transition); color: var(--text-muted);
    border: none; background: none;
}
.how-tab.active { background: var(--gold); color: #fff; box-shadow: var(--shadow-gold); }
.how-content { display: none; }
.how-content.active { display: block; }
.how-steps { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }
.how-step  { text-align: center; position: relative; }
.how-step::after {
    content: '→'; position: absolute;
    top: 30px; right: -12px;
    color: var(--gold); font-size: 20px; font-weight: 700;
}
.how-step:last-child::after { display: none; }
.step-number {
    width: 60px; height: 60px;
    background: #fff; border: 2px solid var(--border-gold);
    border-radius: 50%; display: flex; align-items: center; justify-content: center;
    margin: 0 auto 20px;
    font-family: 'Outfit', sans-serif; font-size: 22px; font-weight: 900; color: var(--gold);
    transition: var(--transition); box-shadow: var(--shadow-sm);
}
.how-step:hover .step-number { background: var(--gold); color: #fff; border-color: var(--gold); box-shadow: var(--shadow-gold); }
.step-title { font-weight: 700; font-size: 15px; margin-bottom: 8px; color: var(--text-primary); }
.step-desc  { font-size: 13px; color: var(--text-muted); line-height: 1.6; }

/* ===== SUCCESS STORIES ===== */
#success {
    padding: 100px 0;
    background: #fff;
    position: relative; overflow: hidden;
}
#success::before {
    content: ''; position: absolute; bottom: -150px; right: -150px;
    width: 500px; height: 500px;
    background: radial-gradient(circle, rgba(212,144,10,0.05) 0%, transparent 70%);
    pointer-events: none;
}
.stories-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.story-card {
    background: var(--bg-card); border: 1px solid var(--border);
    border-radius: var(--radius-lg); padding: 36px;
    transition: var(--transition); position: relative;
    box-shadow: var(--shadow-sm);
}
.story-card::before {
    content: '"'; position: absolute; top: 20px; right: 28px;
    font-size: 80px; font-family: 'Outfit', sans-serif; font-weight: 900;
    color: rgba(212,144,10,0.10); line-height: 1;
}
.story-card:hover { border-color: var(--border-gold); transform: translateY(-4px); box-shadow: var(--shadow-gold); }
.story-badge {
    display: inline-flex; align-items: center; gap: 6px;
    padding: 4px 12px; border-radius: 100px;
    font-size: 11px; font-weight: 700; text-transform: uppercase;
    letter-spacing: 0.06em; margin-bottom: 24px;
}
.story-badge.investor     { background: var(--gold-tint); color: var(--gold); border: 1px solid var(--border-gold); }
.story-badge.entrepreneur { background: rgba(22,163,74,0.08); color: #16A34A; border: 1px solid rgba(22,163,74,0.3); }
.story-author { display: flex; align-items: center; gap: 14px; margin-bottom: 20px; }
.author-avatar {
    width: 52px; height: 52px; border-radius: 50%;
    background: linear-gradient(135deg, var(--gold), var(--gold-dark));
    display: flex; align-items: center; justify-content: center;
    font-family: 'Outfit', sans-serif; font-weight: 900;
    font-size: 18px; color: #fff; flex-shrink: 0;
    border: 2px solid var(--border-gold);
    box-shadow: var(--shadow-gold);
}
.author-info .name { font-weight: 700; font-size: 16px; margin-bottom: 2px; color: var(--text-primary); }
.author-info .role { font-size: 13px; color: var(--text-muted); }
.story-quote { font-size: 15px; color: var(--text-secondary); line-height: 1.75; font-style: italic; }
.star-rating { display: flex; gap: 3px; margin-top: 20px; }
.star-rating span { color: var(--gold-bright); font-size: 14px; }

/* ===== FEATURES / WHY US ===== */
#features { padding: 100px 0; background: var(--bg-section-alt); }
.features-layout { display: grid; grid-template-columns: 1fr 1fr; gap: 80px; align-items: center; }
.features-image { border-radius: var(--radius-xl); overflow: hidden; position: relative; box-shadow: var(--shadow-lg); }
.features-image img { width: 100%; height: 520px; object-fit: cover; display: block; }
.features-image-overlay {
    position: absolute; inset: 0;
    background: linear-gradient(to top, rgba(0,0,0,0.3) 0%, transparent 60%);
}
.features-image-badge {
    position: absolute; bottom: 24px; left: 24px;
    background: rgba(255,255,255,0.96); backdrop-filter: blur(12px);
    border: 1px solid var(--border-gold); border-radius: var(--radius-md); padding: 16px 20px;
    box-shadow: var(--shadow-md);
}
.features-image-badge .float-card-label { color: var(--text-muted); }
.features-image-badge .float-card-value { color: var(--gold); }
.features-list { display: flex; flex-direction: column; gap: 28px; }
.feature-item { display: flex; gap: 20px; align-items: flex-start; }
.feature-icon {
    width: 48px; height: 48px;
    background: var(--gold-tint); border: 1px solid var(--border-gold);
    border-radius: var(--radius-md); display: flex; align-items: center;
    justify-content: center; flex-shrink: 0; transition: var(--transition);
}
.feature-item:hover .feature-icon { background: var(--gold-tint-med); border-color: var(--gold); box-shadow: var(--shadow-gold); }
.feature-icon svg { width: 22px; height: 22px; color: var(--gold); }
.feature-content .title { font-weight: 700; font-size: 16px; margin-bottom: 6px; color: var(--text-primary); }
.feature-content .desc  { font-size: 14px; color: var(--text-muted); line-height: 1.6; }

/* ===== TEAM SECTION ===== */
#team { padding: 100px 0; background: #fff; }
.team-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }
.team-card {
    background: var(--bg-card); border: 1px solid var(--border);
    border-radius: var(--radius-lg); overflow: hidden;
    transition: var(--transition); text-align: center;
    box-shadow: var(--shadow-sm);
}
.team-card:hover { border-color: var(--border-gold); transform: translateY(-6px); box-shadow: var(--shadow-gold); }
.team-card-image {
    height: 200px;
    background: linear-gradient(135deg, #FFF8E7 0%, #FFF3CC 100%);
    position: relative; overflow: hidden;
}
.team-avatar {
    width: 90px; height: 90px; border-radius: 50%;
    background: linear-gradient(135deg, var(--gold), var(--gold-dark));
    display: flex; align-items: center; justify-content: center;
    font-family: 'Outfit', sans-serif; font-weight: 900; font-size: 28px; color: #fff;
    margin: 32px auto 0; border: 3px solid rgba(255,255,255,0.8);
    position: relative; z-index: 1; box-shadow: var(--shadow-gold);
}
.team-card-content { padding: 20px; }
.team-name   { font-weight: 700; font-size: 16px; margin-bottom: 4px; color: var(--text-primary); }
.team-role   { font-size: 13px; color: var(--gold); font-weight: 600; margin-bottom: 8px; }
.team-bio    { font-size: 13px; color: var(--text-muted); line-height: 1.5; }
.team-social { display: flex; gap: 10px; justify-content: center; margin-top: 14px; }
.team-social a {
    width: 32px; height: 32px; background: var(--bg-section-alt);
    border: 1px solid var(--border); border-radius: var(--radius-sm);
    display: flex; align-items: center; justify-content: center; transition: var(--transition);
}
.team-social a:hover { background: var(--gold); border-color: var(--gold); }
.team-social a:hover svg { color: #fff; }
.team-social svg { width: 14px; height: 14px; color: var(--text-muted); }

/* ===== CTA SECTION ===== */
#cta {
    padding: 100px 0;
    background: linear-gradient(135deg, #FFFBF0 0%, #FFF8E3 100%);
    position: relative; overflow: hidden;
    border-top: 1px solid var(--border-gold);
}
.cta-bg {
    position: absolute; inset: 0;
    background: radial-gradient(ellipse at center, rgba(212,144,10,0.07) 0%, transparent 70%);
}
.cta-inner { position: relative; z-index: 1; text-align: center; max-width: 680px; margin: 0 auto; }
.cta-title {
    font-family: 'Outfit', sans-serif;
    font-size: clamp(36px, 5vw, 56px); font-weight: 900;
    line-height: 1.1; letter-spacing: -0.02em; margin-bottom: 20px;
    color: var(--text-primary);
}
.cta-subtitle { font-size: 18px; color: var(--text-muted); line-height: 1.7; margin-bottom: 40px; }
.cta-buttons { display: flex; gap: 16px; justify-content: center; flex-wrap: wrap; }
.newsletter-form {
    display: flex; gap: 0; max-width: 460px; margin: 40px auto 0;
    background: #fff; border: 1px solid var(--border-med);
    border-radius: var(--radius-sm); overflow: hidden;
    transition: border-color 0.3s; box-shadow: var(--shadow-sm);
}
.newsletter-form:focus-within { border-color: var(--gold); box-shadow: 0 0 0 3px var(--gold-tint); }
.newsletter-form input {
    flex: 1; background: none; border: none; outline: none;
    padding: 14px 20px; font-size: 14px; color: var(--text-primary); font-family: 'Inter', sans-serif;
}
.newsletter-form input::placeholder { color: var(--text-light); }
.newsletter-form button {
    background: var(--gold); border: none; padding: 14px 24px;
    color: #fff; font-weight: 700; font-size: 14px;
    cursor: pointer; transition: background 0.2s; white-space: nowrap; font-family: 'Inter', sans-serif;
}
.newsletter-form button:hover { background: var(--gold-dark); }

/* ===== BLOG ===== */
#blog { padding: 100px 0; background: var(--bg-page); }
.blog-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 32px; }
.blog-card {
    background: var(--bg-card);
    border: 1px solid var(--border);
    border-radius: var(--radius-lg);
    overflow: hidden;
    transition: var(--transition);
    box-shadow: var(--shadow-sm);
    display: flex;
    flex-direction: column;
}
.blog-card:hover {
    border-color: var(--border-gold);
    transform: translateY(-6px);
    box-shadow: var(--shadow-md), 0 12px 30px rgba(212, 144, 10, 0.08);
}
.blog-card-image {
    height: 220px;
    overflow: hidden;
    background: var(--bg-section-alt);
    position: relative;
}
.blog-card-image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    transition: transform 0.5s cubic-bezier(0.25, 0.46, 0.45, 0.94);
}
.blog-card:hover .blog-card-image img {
    transform: scale(1.05);
}
.blog-card-content {
    padding: 32px;
    display: flex;
    flex-direction: column;
    flex-grow: 1;
}
.blog-category {
    font-size: 11px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.08em;
    color: var(--gold);
    margin-bottom: 12px;
}
.blog-title {
    font-family: 'Outfit', sans-serif;
    font-weight: 800;
    font-size: 20px;
    line-height: 1.35;
    margin-bottom: 14px;
    color: var(--text-primary);
}
.blog-excerpt {
    font-size: 14.5px;
    color: var(--text-muted);
    line-height: 1.65;
    margin-bottom: 24px;
    flex-grow: 1;
}
.blog-meta {
    display: flex;
    align-items: center;
    gap: 12px;
    font-size: 12px;
    color: var(--text-light);
    border-top: 1px solid var(--border);
    padding-top: 20px;
    margin-top: auto;
}
.blog-meta .read-more {
    margin-left: auto;
    color: var(--gold);
    font-weight: 700;
    font-size: 13.5px;
    display: inline-flex;
    align-items: center;
    gap: 4px;
    transition: var(--transition);
    text-decoration: none;
}
.blog-meta .read-more:hover {
    color: var(--gold-dark);
    transform: translateX(4px);
}

/* ===== FOOTER ===== */
#footer { background: var(--bg-dark); border-top: 1px solid rgba(255,255,255,0.06); padding: 60px 0 0; }
.footer-top { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 48px; padding-bottom: 48px; }
.footer-brand .logo { margin-bottom: 16px; }
.footer-brand .logo-text .brand   { color: #fff; }
.footer-brand .logo-text .tagline { color: rgba(255,255,255,0.4); }
.footer-brand p { font-size: 14px; color: var(--text-on-dark-2); line-height: 1.7; max-width: 280px; }
.footer-socials { display: flex; gap: 12px; margin-top: 20px; }
.social-btn {
    width: 38px; height: 38px; background: rgba(255,255,255,0.06);
    border: 1px solid rgba(255,255,255,0.10); border-radius: var(--radius-sm);
    display: flex; align-items: center; justify-content: center; transition: var(--transition);
}
.social-btn:hover { background: var(--gold); border-color: var(--gold); }
.social-btn:hover svg { color: #fff; }
.social-btn svg { width: 16px; height: 16px; color: rgba(255,255,255,0.5); }
.footer-contact-info {
    display: flex;
    flex-direction: column;
    gap: 12px;
    margin-top: 24px;
}
.footer-contact-item {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 13.5px;
    color: var(--text-on-dark-2);
    transition: var(--transition);
    text-decoration: none;
}
.footer-contact-item:hover {
    color: var(--gold-bright);
}
.footer-contact-item svg {
    width: 15px;
    height: 15px;
    color: rgba(255,255,255,0.4);
    transition: var(--transition);
}
.footer-contact-item:hover svg {
    color: var(--gold-bright);
}
.footer-col h4 { font-weight: 700; font-size: 13px; margin-bottom: 20px; color: rgba(255,255,255,0.9); letter-spacing: 0.04em; text-transform: uppercase; }
.footer-col ul { display: flex; flex-direction: column; gap: 10px; }
.footer-col ul a { font-size: 14px; color: var(--text-on-dark-2); transition: color 0.2s; }
.footer-col ul a:hover { color: var(--gold-bright); }
.footer-bottom {
    border-top: 1px solid rgba(255,255,255,0.07); padding: 24px 0;
    display: flex; align-items: center;
    justify-content: space-between; flex-wrap: wrap; gap: 12px;
}
.footer-bottom p { font-size: 13px; color: var(--text-on-dark-2); }
.footer-bottom-links { display: flex; gap: 24px; }
.footer-bottom-links a { font-size: 13px; color: var(--text-on-dark-2); }
.footer-bottom-links a:hover { color: var(--gold-bright); }

/* ===== ANIMATIONS ===== */
@keyframes fadeInUp {
    from { opacity: 0; transform: translateY(30px); }
    to   { opacity: 1; transform: translateY(0); }
}
@keyframes float {
    0%, 100% { transform: translateY(0); }
    50%       { transform: translateY(-12px); }
}
@keyframes pulse-dot {
    0%, 100% { opacity: 1; transform: scale(1); }
    50%       { opacity: 0.5; transform: scale(0.8); }
}
.reveal {
    opacity: 0; transform: translateY(40px);
    transition: opacity 0.7s ease, transform 0.7s ease;
}
.reveal.visible { opacity: 1; transform: translateY(0); }
.reveal-delay-1 { transition-delay: 0.1s; }
.reveal-delay-2 { transition-delay: 0.2s; }
.reveal-delay-3 { transition-delay: 0.3s; }
.reveal-delay-4 { transition-delay: 0.4s; }
.count-up { display: inline-block; }

/* ===== BACK TO TOP ===== */
#back-to-top {
    position: fixed; bottom: 32px; right: 32px;
    width: 48px; height: 48px;
    background: var(--gold); color: #fff; border-radius: 50%;
    display: flex; align-items: center; justify-content: center;
    cursor: pointer; opacity: 0; visibility: hidden;
    transition: var(--transition); z-index: 999; border: none;
    box-shadow: var(--shadow-gold);
}
#back-to-top.visible { opacity: 1; visibility: visible; }
#back-to-top:hover   { transform: translateY(-4px); background: var(--gold-dark); }
#back-to-top svg { width: 20px; height: 20px; }

/* ===== ABOUT SECTION ===== */
.about-section {
    padding: 100px 0;
    background: var(--bg-page);
    position: relative;
    overflow: hidden;
}
.about-layout {
    display: grid;
    grid-template-columns: 1.15fr 0.85fr;
    gap: 80px;
    align-items: center;
}
.about-desc {
    color: var(--text-muted);
    font-size: 16px;
    line-height: 1.75;
    margin-bottom: 20px;
}
.about-features {
    display: flex;
    flex-direction: column;
    gap: 16px;
    margin-top: 28px;
}
.about-feat-item {
    display: flex;
    gap: 16px;
    align-items: flex-start;
    font-size: 15px;
    color: var(--text-secondary);
    line-height: 1.6;
}
.about-feat-icon {
    width: 24px;
    height: 24px;
    background: var(--gold-tint);
    border: 1px solid var(--border-gold);
    color: var(--gold);
    border-radius: 50%;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-size: 12px;
    font-weight: 800;
    flex-shrink: 0;
    margin-top: 2px;
}
.about-image {
    position: relative;
}
.about-image-wrapper {
    position: relative;
    border-radius: var(--radius-xl);
    overflow: hidden;
    height: 480px;
    box-shadow: var(--shadow-lg);
}
.about-image-wrapper img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
    transition: transform 0.4s ease;
}
.about-image:hover img {
    transform: scale(1.03);
}
.about-image-glow {
    position: absolute;
    inset: 0;
    box-shadow: inset 0 0 40px rgba(0,0,0,0.15);
    pointer-events: none;
}
.about-badge {
    position: absolute;
    bottom: -20px;
    right: 24px;
    background: rgba(255,255,255,0.96);
    backdrop-filter: blur(12px);
    -webkit-backdrop-filter: blur(12px);
    border: 1px solid var(--border-gold);
    border-radius: var(--radius-md);
    padding: 16px 20px;
    box-shadow: var(--shadow-md);
    z-index: 2;
}
.about-badge .float-card-label {
    font-size: 11px;
    font-weight: 700;
    text-transform: uppercase;
    color: var(--text-light);
    letter-spacing: 0.05em;
}
.about-badge .float-card-value {
    font-family: 'Outfit', sans-serif;
    font-size: 28px;
    font-weight: 800;
    color: var(--gold);
    line-height: 1.1;
    margin: 4px 0;
}
.about-badge .float-card-sub {
    font-size: 12px;
    color: var(--text-muted);
}

/* ===== RESPONSIVE ===== */
@media (max-width: 1024px) {
    .paths-grid        { grid-template-columns: 1fr 1fr; }
    .stats-grid        { grid-template-columns: repeat(2, 1fr); }
    .stat-item         { border-right: none; border-bottom: 1px solid rgba(255,255,255,0.1); }
    .stat-item:nth-child(odd) { border-right: 1px solid rgba(255,255,255,0.1); }
    .stat-item:last-child,
    .stat-item:nth-last-child(2):nth-child(odd) { border-bottom: none; }
    .team-grid         { grid-template-columns: repeat(2, 1fr); }
    .footer-top        { grid-template-columns: 1fr 1fr; }
    .how-steps         { grid-template-columns: repeat(2, 1fr); }
    .how-step::after   { display: none; }
    .features-layout   { grid-template-columns: 1fr; gap: 48px; }
    .hero-card-float   { display: none; }
    /* Tablet: reduce image width slightly */
    .hero-bg-img       { width: 50%; opacity: 0.8; }
    .hero-content      { max-width: 52%; }
    .about-layout      { grid-template-columns: 1fr; gap: 48px; }
}
@media (max-width: 768px) {
    .nav-links, .nav-actions, .nav-login    { display: none; }
    .hamburger                              { display: flex; }
    .paths-grid, .stories-grid, .blog-grid { grid-template-columns: 1fr; }
    /* Mobile: hide right-side hero image, full-width cream bg instead */
    .hero-bg-img                           { display: none; }
    .hero-gradient-overlay                 { display: none; }
    .hero-content                          { max-width: 100%; padding-top: 110px; }
    .hero-stats                            { display: grid; grid-template-columns: repeat(2, 1fr); gap: 24px 20px; }
    .hero-actions                          { flex-direction: column; }
    .hero-actions .btn-primary,
    .hero-actions .btn-outline             { width: 100%; justify-content: center; }
    .cta-buttons                           { flex-direction: column; align-items: center; }
    .footer-top                            { grid-template-columns: 1fr; }
    .footer-bottom                         { flex-direction: column; text-align: center; }
    .how-steps                             { grid-template-columns: 1fr; }
    .how-step::after                       { display: none; }
    .stats-grid                            { grid-template-columns: 1fr 1fr; }
    .stat-item                             { border-right: none !important; border-bottom: 1px solid rgba(255,255,255,0.1) !important; }
    .stat-item:last-child                  { border-bottom: none !important; }
    .stat-value                            { font-size: 36px !important; }
    .hero-stat-item .value                 { font-size: 22px !important; }
    .about-image-wrapper                   { height: 320px; }
}

/* ===== CALCULATOR & FORM COMPONENTS ===== */
.calculator-card {
    transition: var(--transition);
}
.calculator-card:hover {
    box-shadow: 0 12px 48px rgba(212, 144, 10, 0.25) !important;
    transform: translateY(-2px);
}
.tenure-btn, .loan-tenure-btn {
    font-family: 'Inter', sans-serif;
    font-size: 13.5px;
    outline: none;
}
.tenure-btn:hover, .loan-tenure-btn:hover {
    border-color: var(--gold) !important;
    color: var(--gold) !important;
    background: var(--gold-tint) !important;
}
input[type="range"] {
    -webkit-appearance: none;
    appearance: none;
    width: 100%;
    height: 6px;
    border-radius: 3px;
    background: var(--border-med);
    outline: none;
    cursor: pointer;
    accent-color: var(--gold);
}
input[type="range"]::-webkit-slider-thumb {
    -webkit-appearance: none;
    appearance: none;
    width: 18px;
    height: 18px;
    border-radius: 50%;
    background: var(--gold);
    border: 2px solid #fff;
    box-shadow: var(--shadow-sm);
    transition: transform 0.15s;
}
input[type="range"]::-webkit-slider-thumb:hover {
    transform: scale(1.25);
    background: var(--gold-dark);
}


/* ===== FAQ SECTION ===== */
.faq-section {
    padding: 100px 0;
    background: var(--bg-section-alt);
    border-top: 1px solid var(--border);
    border-bottom: 1px solid var(--border);
}

/* 2-column grid */
.faq-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 20px;
    margin-top: 0;
}

/* Individual FAQ card */
.faq-item {
    background: #fff;
    border: 1px solid var(--border);
    border-radius: var(--radius-md);
    padding: 24px 26px;
    cursor: pointer;
    transition: var(--transition);
    box-shadow: var(--shadow-sm);
    /* stack vertically within each card */
    display: flex;
    flex-direction: column;
}
.faq-item:hover {
    border-color: var(--border-gold);
    box-shadow: var(--shadow-md);
    transform: translateY(-2px);
}
.faq-item.open {
    border-color: var(--border-gold);
    box-shadow: 0 4px 20px rgba(212,144,10,0.10);
}

/* Question row */
.faq-header {
    display: flex;
    justify-content: space-between;
    align-items: flex-start;
    gap: 16px;
}
.faq-question {
    font-weight: 700;
    font-size: 15px;
    color: var(--text-primary);
    line-height: 1.5;
    margin: 0;
}
.faq-icon {
    color: var(--gold);
    font-size: 22px;
    font-weight: 700;
    line-height: 1;
    flex-shrink: 0;
    transition: transform 0.3s ease;
    margin-top: 1px;
}
.faq-item.open .faq-icon {
    transform: rotate(45deg);
}

/* Answer */
.faq-answer {
    display: none;
    margin-top: 14px;
    font-size: 14px;
    color: var(--text-muted);
    line-height: 1.7;
    animation: fadeIn 0.3s ease both;
}

@keyframes fadeIn {
    from { opacity: 0; transform: translateY(-6px); }
    to   { opacity: 1; transform: translateY(0); }
}

/* Responsive — single column on mobile */
@media (max-width: 768px) {
    .faq-grid {
        grid-template-columns: 1fr;
        gap: 14px;
    }
    .faq-item { padding: 20px; }
    .faq-question { font-size: 14.5px; }
}



/* ===== PREMIUM TESTIMONIALS CAROUSEL ===== */
.testimonials-section {
    background: #0D0D0D !important;
    padding: 100px 0 80px;
    position: relative;
    overflow: hidden;
    isolation: isolate;
}
.testimonials-section::before {
    content: '';
    position: absolute;
    top: -200px; left: 50%;
    transform: translateX(-50%);
    width: 700px; height: 700px;
    background: radial-gradient(circle, rgba(212,144,10,0.07) 0%, transparent 65%);
    pointer-events: none;
}
.testimonials-header {
    text-align: center;
    margin-bottom: 60px;
    padding: 0 24px;
}
.testimonials-header .section-title {
    margin-bottom: 14px;
}

/* Viewport clips overflow so we only see the active + peeking side cards */
.testi-viewport {
    width: 100%;
    overflow: hidden;
    position: relative;
    padding: 40px 0 50px;
}

/* The scrollable track */
.testi-track {
    display: flex;
    align-items: center;
    transition: transform 0.6s cubic-bezier(0.25, 0.46, 0.45, 0.94);
    will-change: transform;
}

/* Individual card */
.testi-card {
    flex: 0 0 480px;
    background: #1A1A1A;
    border: 1px solid rgba(255,255,255,0.08);
    border-radius: 20px;
    padding: 40px 36px;
    margin: 0 16px;
    transition: all 0.55s cubic-bezier(0.25, 0.46, 0.45, 0.94);
    opacity: 0.45;
    transform: scale(0.88);
    cursor: pointer;
    position: relative;
}

/* CENTER / ACTIVE card  */
.testi-card.active {
    background: #242424;
    border-color: rgba(212, 144, 10, 0.45);
    opacity: 1;
    transform: scale(1);
    box-shadow:
        0 0 0 1px rgba(212,144,10,0.25),
        0 24px 60px rgba(0,0,0,0.65),
        0 0 80px rgba(212,144,10,0.12);
}

.testi-role {
    font-size: 11px;
    font-weight: 700;
    letter-spacing: 0.10em;
    text-transform: uppercase;
    color: var(--gold-bright);
    margin-bottom: 12px;
    opacity: 0.8;
}
.testi-name {
    font-family: 'Outfit', sans-serif;
    font-size: 26px;
    font-weight: 800;
    color: #fff;
    margin-bottom: 4px;
    letter-spacing: -0.3px;
}
.testi-title {
    font-size: 13.5px;
    color: rgba(255,255,255,0.45);
    font-weight: 400;
    margin-bottom: 24px;
}
.testi-quote {
    font-size: 16px;
    line-height: 1.75;
    color: rgba(255,255,255,0.75);
    font-weight: 400;
    margin-bottom: 28px;
}
.testi-stars {
    font-size: 16px;
    color: var(--gold-bright);
    letter-spacing: 2px;
}

/* ── Dot Indicators ── */
.testi-dots {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    padding-bottom: 20px;
}
.testi-dot {
    width: 8px;
    height: 8px;
    border-radius: 100px;
    border: none;
    background: rgba(255,255,255,0.25);
    cursor: pointer;
    padding: 0;
    transition: all 0.35s ease;
    outline: none;
}
.testi-dot.active {
    width: 32px;
    background: var(--gold-bright);
}

/* ── Responsive ── */
@media (max-width: 1024px) {
    .testi-card { flex: 0 0 380px; }
}
@media (max-width: 768px) {
    .testi-card {
        flex: 0 0 min(88vw, 340px);
        padding: 32px 24px;
        margin: 0 10px;
    }
    .testi-name { font-size: 22px; }
    .testi-quote { font-size: 15px; }
}
@media (max-width: 480px) {
    .testi-viewport {
        padding: 20px 0 30px;
    }
    .testi-card {
        flex: 0 0 290px;
        padding: 28px 20px;
        margin: 0 10px;
        border-radius: 16px;
    }
    .testi-name { font-size: 20px; }
    .testi-title { margin-bottom: 16px; }
    .testi-quote { font-size: 14px; line-height: 1.6; margin-bottom: 20px; }
}

/* ===== CONTACT PAGE ===== */
.contact-section {
    padding: 80px 0;
    background: var(--bg-page);
}
.contact-grid {
    display: grid;
    grid-template-columns: 1fr 1.2fr;
    gap: 48px;
    align-items: start;
}
.contact-info-cards {
    display: flex;
    flex-direction: column;
    gap: 24px;
}
.contact-info-card {
    background: #fff;
    border: 1px solid var(--border);
    border-radius: var(--radius-lg);
    padding: 32px;
    box-shadow: var(--shadow-sm);
    display: flex;
    gap: 20px;
    align-items: flex-start;
    transition: var(--transition);
}
.contact-info-card:hover {
    border-color: var(--border-gold);
    box-shadow: var(--shadow-gold);
    transform: translateY(-2px);
}
.contact-info-icon {
    width: 48px;
    height: 48px;
    background: var(--gold-tint);
    border: 1px solid var(--border-gold);
    border-radius: var(--radius-md);
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    color: var(--gold);
    transition: var(--transition);
}
.contact-info-card:hover .contact-info-icon {
    background: var(--gold-tint-med);
    border-color: var(--gold);
}
.contact-info-icon svg {
    width: 22px;
    height: 22px;
}
.contact-info-content h4 {
    font-family: 'Outfit', sans-serif;
    font-size: 18px;
    font-weight: 700;
    color: var(--text-primary);
    margin-bottom: 6px;
}
.contact-info-content p, .contact-info-content a {
    font-size: 14.5px;
    color: var(--text-muted);
    line-height: 1.6;
}
.contact-info-content a:hover {
    color: var(--gold);
}

.contact-form-card {
    background: #fff;
    border: 1px solid var(--border-gold);
    border-radius: var(--radius-lg);
    padding: 48px;
    box-shadow: var(--shadow-gold);
}
.contact-form-card h3 {
    font-family: 'Outfit', sans-serif;
    font-size: 26px;
    font-weight: 800;
    margin-bottom: 12px;
    color: var(--text-primary);
}
.contact-form-card p {
    font-size: 14.5px;
    color: var(--text-muted);
    margin-bottom: 32px;
    line-height: 1.6;
}
.contact-form-group {
    margin-bottom: 24px;
    position: relative;
}
.contact-form-group label {
    display: block;
    font-size: 13.5px;
    font-weight: 600;
    color: var(--text-secondary);
    margin-bottom: 8px;
}
.contact-form-control {
    width: 100%;
    background: var(--bg-page);
    border: 1px solid var(--border-med);
    border-radius: var(--radius-sm);
    padding: 14px 18px;
    font-size: 14.5px;
    color: var(--text-primary);
    font-family: 'Inter', sans-serif;
    outline: none;
    transition: var(--transition);
}
.contact-form-control:focus {
    border-color: var(--gold);
    background: #fff;
    box-shadow: 0 0 0 3px var(--gold-tint);
}
textarea.contact-form-control {
    min-height: 140px;
    resize: vertical;
}
.contact-submit-btn {
    width: 100%;
    justify-content: center;
    font-family: 'Inter', sans-serif;
    margin-top: 12px;
}
.form-error-msg {
    color: #F87171;
    font-size: 12px;
    font-weight: 500;
    margin-top: 6px;
    display: block;
}

@media (max-width: 991px) {
    .contact-grid {
        grid-template-columns: 1fr;
        gap: 40px;
    }
    .contact-form-card {
        padding: 32px;
    }
}

/* ===== BLOG DETAILS PAGE ===== */
.blog-show-section {
    padding: 130px 0 100px;
    background: var(--bg-page);
}
.blog-breadcrumb {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-size: 13.5px;
    font-weight: 700;
    color: var(--text-secondary);
    text-transform: uppercase;
    letter-spacing: 0.05em;
    margin-bottom: 32px;
    transition: var(--transition);
}
.blog-breadcrumb:hover {
    color: var(--gold);
    transform: translateX(-4px);
}
.blog-breadcrumb svg {
    width: 16px;
    height: 16px;
}
.blog-post-header {
    margin-bottom: 40px;
}
.blog-post-category {
    display: inline-block;
    font-size: 11px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.08em;
    color: var(--gold);
    margin-bottom: 14px;
}
.blog-post-title {
    font-family: 'Outfit', sans-serif;
    font-size: clamp(28px, 4.5vw, 44px);
    font-weight: 800;
    line-height: 1.2;
    color: var(--text-primary);
    margin-bottom: 20px;
    letter-spacing: -0.02em;
}
.blog-post-meta {
    display: flex;
    align-items: center;
    flex-wrap: wrap;
    gap: 16px;
    font-size: 13.5px;
    color: var(--text-muted);
}
.blog-post-meta .author-avatar {
    width: 32px;
    height: 32px;
    border-radius: 50%;
    background: var(--gold-tint);
    border: 1px solid var(--border-gold);
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 700;
    color: var(--gold);
    font-size: 11px;
}
.blog-show-grid {
    display: grid;
    grid-template-columns: 1.8fr 1fr;
    gap: 48px;
    align-items: start;
}
.blog-post-img-container {
    border-radius: var(--radius-lg);
    overflow: hidden;
    box-shadow: var(--shadow-md);
    margin-bottom: 40px;
    height: 420px;
}
.blog-post-img-container img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}
.blog-detail-content {
    color: var(--text-secondary);
    font-size: 16px;
    line-height: 1.8;
}
.blog-detail-content p {
    margin-bottom: 24px;
}
.blog-detail-content h2 {
    font-family: 'Outfit', sans-serif;
    font-size: 24px;
    font-weight: 800;
    color: var(--text-primary);
    margin: 40px 0 20px;
    line-height: 1.3;
}
.blog-detail-content h3 {
    font-family: 'Outfit', sans-serif;
    font-size: 20px;
    font-weight: 800;
    color: var(--text-primary);
    margin: 32px 0 16px;
    line-height: 1.3;
}
.blog-detail-content ul, .blog-detail-content ol {
    margin-bottom: 24px;
    padding-left: 20px;
}
.blog-detail-content li {
    margin-bottom: 10px;
}
.blog-detail-content blockquote {
    border-left: 4px solid var(--gold);
    background: var(--gold-tint);
    padding: 24px 32px;
    margin: 32px 0;
    font-style: italic;
    font-size: 17px;
    color: var(--text-primary);
    border-radius: 0 var(--radius-md) var(--radius-md) 0;
}

/* Sidebar styling */
.blog-sidebar {
    display: flex;
    flex-direction: column;
    gap: 32px;
}
.blog-sidebar-card {
    background: #fff;
    border: 1px solid var(--border);
    border-radius: var(--radius-lg);
    padding: 32px;
    box-shadow: var(--shadow-sm);
}
.blog-sidebar-title {
    font-family: 'Outfit', sans-serif;
    font-size: 18px;
    font-weight: 800;
    color: var(--text-primary);
    margin-bottom: 24px;
    border-bottom: 2px solid var(--gold-tint-med);
    padding-bottom: 12px;
}
.blog-related-list {
    display: flex;
    flex-direction: column;
    gap: 20px;
}
.blog-related-item {
    display: flex;
    gap: 16px;
    align-items: center;
}
.blog-related-img {
    width: 64px;
    height: 64px;
    border-radius: var(--radius-sm);
    overflow: hidden;
    flex-shrink: 0;
}
.blog-related-img img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}
.blog-related-info {
    flex: 1;
}
.blog-related-category {
    font-size: 10px;
    font-weight: 700;
    color: var(--gold);
    text-transform: uppercase;
    letter-spacing: 0.05em;
    margin-bottom: 4px;
}
.blog-related-title {
    font-size: 13.5px;
    font-weight: 700;
    line-height: 1.4;
    margin-bottom: 4px;
}
.blog-related-title a {
    color: var(--text-primary);
    transition: var(--transition);
}
.blog-related-title a:hover {
    color: var(--gold);
}
.blog-related-meta {
    font-size: 11px;
    color: var(--text-light);
}

.blog-cta-card {
    background: linear-gradient(135deg, #FFFBF0 0%, #FFF8E3 100%);
    border: 1px solid var(--border-gold);
    border-radius: var(--radius-lg);
    padding: 36px;
    box-shadow: var(--shadow-gold);
    text-align: center;
}
.blog-cta-title {
    font-family: 'Outfit', sans-serif;
    font-size: 22px;
    font-weight: 800;
    color: var(--text-primary);
    margin-bottom: 12px;
    line-height: 1.2;
}
.blog-cta-desc {
    font-size: 14px;
    color: var(--text-muted);
    line-height: 1.6;
    margin-bottom: 24px;
}

@media (max-width: 991px) {
    .blog-show-grid {
        grid-template-columns: 1fr;
        gap: 48px;
    }
    .blog-post-img-container {
        height: 320px;
    }
}

/* ===== BLOG FILTER BAR & BUTTONS ===== */
.blog-filter-bar {
    display: flex;
    gap: 12px;
    justify-content: center;
    margin-bottom: 48px;
    flex-wrap: wrap;
}
.filter-btn {
    font-family: 'Inter', sans-serif;
    font-size: 14px;
    padding: 10px 24px;
    border-radius: 100px;
    border: 1px solid var(--border-med);
    background: #fff;
    color: var(--text-muted);
    font-weight: 600;
    cursor: pointer;
    transition: var(--transition);
    outline: none;
}
.filter-btn:hover {
    border-color: var(--gold);
    color: var(--gold);
    background: var(--gold-tint);
}
.filter-btn.active {
    border-color: var(--gold);
    background: var(--gold-tint);
    color: var(--gold);
    font-weight: 700;
    box-shadow: var(--shadow-sm);
}

/* Blog Title link styling */
.blog-title-link {
    color: var(--text-primary);
    transition: var(--transition);
    text-decoration: none;
}
.blog-title-link:hover {
    color: var(--gold);
}

/* Responsive Grid adjustments for Blog Index */
@media (max-width: 991px) {
    .blog-grid {
        grid-template-columns: repeat(2, 1fr) !important;
        gap: 24px !important;
    }
}
@media (max-width: 768px) {
    .blog-grid {
        grid-template-columns: 1fr !important;
        gap: 32px !important;
    }
}

/* ===== REDESIGNED BLOG INDEX ===== */
.blog-featured-section {
    padding: 60px 0;
    background: var(--bg-page);
}
.blog-featured-card {
    display: grid;
    grid-template-columns: 1.2fr 1fr;
    background: #fff;
    border: 1px solid var(--border);
    border-radius: var(--radius-lg);
    overflow: hidden;
    box-shadow: var(--shadow-sm);
    transition: var(--transition);
    margin-bottom: 60px;
}
.blog-featured-card:hover {
    border-color: var(--border-gold);
    box-shadow: var(--shadow-gold);
    transform: translateY(-2px);
}
.blog-featured-img {
    height: 100%;
    min-height: 380px;
    overflow: hidden;
}
.blog-featured-img img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    transition: transform 0.4s ease;
}
.blog-featured-card:hover .blog-featured-img img {
    transform: scale(1.03);
}
.blog-featured-content {
    padding: 48px;
    display: flex;
    flex-direction: column;
    justify-content: center;
}
.featured-tag {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    font-size: 11px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.08em;
    color: var(--gold);
    margin-bottom: 16px;
}
.featured-tag::before {
    content: '';
    width: 6px;
    height: 6px;
    background: var(--gold);
    border-radius: 50%;
}
.blog-featured-title {
    font-family: 'Outfit', sans-serif;
    font-size: clamp(24px, 3vw, 36px);
    font-weight: 800;
    color: var(--text-primary);
    line-height: 1.25;
    margin-bottom: 16px;
}
.blog-featured-title a {
    color: var(--text-primary);
    transition: var(--transition);
    text-decoration: none;
}
.blog-featured-title a:hover {
    color: var(--gold);
}
.blog-featured-excerpt {
    font-size: 15px;
    color: var(--text-muted);
    line-height: 1.7;
    margin-bottom: 28px;
}
.blog-featured-meta {
    display: flex;
    align-items: center;
    gap: 16px;
    font-size: 13px;
    color: var(--text-light);
}

/* Redesigned grid header & filters */
.blog-section-header {
    display: flex;
    justify-content: space-between;
    align-items: flex-end;
    margin-bottom: 48px;
    border-bottom: 1px solid var(--border-med);
    padding-bottom: 16px;
    flex-wrap: wrap;
    gap: 20px;
}
.blog-grid-title {
    font-family: 'Outfit', sans-serif;
    font-size: 28px;
    font-weight: 800;
    color: var(--text-primary);
}
.blog-filter-tabs {
    display: flex;
    gap: 24px;
}
.filter-tab {
    font-family: 'Outfit', sans-serif;
    font-size: 13px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.05em;
    color: var(--text-light);
    background: none;
    border: none;
    padding: 0 0 14px;
    cursor: pointer;
    position: relative;
    transition: var(--transition);
    outline: none;
}
.filter-tab::after {
    content: '';
    position: absolute;
    bottom: -2px;
    left: 0;
    right: 0;
    height: 3px;
    background: var(--gold);
    transform: scaleX(0);
    transition: var(--transition);
}
.filter-tab:hover {
    color: var(--gold);
}
.filter-tab.active {
    color: var(--gold);
}
.filter-tab.active::after {
    transform: scaleX(1);
}

@media (max-width: 1024px) {
    .blog-featured-card {
        grid-template-columns: 1fr;
    }
    .blog-featured-img {
        min-height: 280px;
        height: 280px;
    }
    .blog-featured-content {
        padding: 32px;
    }
}
@media (max-width: 768px) {
    .blog-section-header {
        flex-direction: column;
        align-items: flex-start;
        gap: 16px;
        margin-bottom: 32px;
    }
    .blog-filter-tabs {
        width: 100%;
        overflow-x: auto;
        padding-bottom: 6px;
        gap: 16px;
    }
    .filter-tab {
        white-space: nowrap;
        padding-bottom: 10px;
    }
}

/* ===== ABOUT PAGE RESPONSIVE SELECTORS ===== */
.about-page-section {
    padding: 80px 0;
    background: var(--bg-page);
}
.about-page-grid {
    display: grid;
    grid-template-columns: 1.1fr 0.9fr;
    gap: 60px;
    align-items: start;
    margin-bottom: 80px;
}
.about-page-title {
    font-family: 'Outfit', sans-serif;
    font-size: 32px;
    font-weight: 800;
    line-height: 1.2;
    margin-bottom: 24px;
    color: var(--text-primary);
}
.about-page-desc {
    font-size: 16px;
    color: var(--text-secondary);
    line-height: 1.75;
    margin-bottom: 24px;
}
.about-mission-vision-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 24px;
}
.about-mv-card {
    background: #fff;
    border: 1px solid var(--border);
    border-radius: var(--radius-lg);
    padding: 30px;
    box-shadow: var(--shadow-sm);
    display: flex;
    flex-direction: column;
    gap: 12px;
}
.about-mv-icon {
    width: 40px;
    height: 40px;
    background: var(--gold-tint);
    border: 1px solid var(--border-gold);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--gold);
    font-size: 18px;
    font-weight: bold;
}
.about-mv-title {
    font-family: 'Outfit', sans-serif;
    font-size: 18px;
    font-weight: 800;
    color: var(--text-primary);
    margin: 0;
}
.about-mv-desc {
    font-size: 14px;
    color: var(--text-secondary);
    line-height: 1.5;
    margin: 0;
}
.about-page-img-col {
    width: 100%;
}
.about-page-img {
    border-radius: var(--radius-xl);
    box-shadow: var(--shadow-lg);
    width: 100%;
    height: 480px;
    object-fit: cover;
    margin-top: 20px;
}
.about-values-header {
    text-align: center;
    margin-bottom: 48px;
}
.about-values-title {
    font-family: 'Outfit', sans-serif;
    font-size: 32px;
    font-weight: 800;
    color: var(--text-primary);
}
.about-values-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}
.about-value-card {
    background: #fff;
    border: 1px solid var(--border);
    border-radius: var(--radius-lg);
    padding: 32px;
    box-shadow: var(--shadow-sm);
}
.about-value-card-title {
    font-family: 'Outfit', sans-serif;
    font-size: 18px;
    font-weight: 800;
    margin-bottom: 12px;
    color: var(--gold);
}
.about-value-card-desc {
    font-size: 14px;
    color: var(--text-muted);
    line-height: 1.6;
}

/* Responsive Breakpoints */
@media (max-width: 991px) {
    .about-page-grid {
        grid-template-columns: 1fr;
        gap: 40px;
    }
    .about-page-img {
        height: 360px;
    }
    .about-values-grid {
        grid-template-columns: 1fr;
    }
}
@media (max-width: 576px) {
    .about-mission-vision-grid {
        grid-template-columns: 1fr;
    }
}

/* ===== INVEST & LOANS PAGES LAYOUT ===== */
.invest-calculator-section,
.loans-calculator-section {
    padding: 80px 0;
    background: var(--bg-page);
}

.invest-grid,
.loans-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 48px;
    align-items: start;
}

/* Calculator Card Styling */
.invest-calc-card,
.loans-calc-card {
    background: #fff;
    border: 1px solid var(--border-gold);
    border-radius: var(--radius-lg);
    padding: 40px;
    box-shadow: var(--shadow-gold);
}

.invest-calc-title,
.loans-calc-title {
    font-family: 'Outfit', sans-serif;
    font-size: 24px;
    font-weight: 800;
    margin-bottom: 24px;
    color: var(--text-primary);
}

.invest-amount-group,
.loans-amount-group {
    margin-bottom: 28px;
}

.invest-amount-header,
.loans-amount-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 12px;
}

.invest-label,
.loans-label {
    font-size: 14px;
    font-weight: 600;
    color: var(--text-secondary);
}

.invest-value-display,
.loans-value-display {
    font-family: 'Outfit', sans-serif;
    font-size: 20px;
    font-weight: 800;
    color: var(--gold);
}

.range-slider {
    width: 100%;
    height: 6px;
    border-radius: 3px;
    background: var(--border-med);
    outline: none;
    cursor: pointer;
    accent-color: var(--gold);
}

.slider-bounds {
    display: flex;
    justify-content: space-between;
    font-size: 11px;
    color: var(--text-muted);
    margin-top: 6px;
}

.invest-tenure-group,
.loans-tenure-group {
    margin-bottom: 32px;
}

.tenure-buttons {
    display: flex;
    gap: 12px;
}

.tenure-buttons button {
    flex: 1;
    padding: 12px;
    border: 1px solid var(--border-med);
    border-radius: var(--radius-sm);
    background: #fff;
    font-weight: 700;
    cursor: pointer;
    transition: var(--transition);
}

.tenure-buttons button.active {
    border: 2px solid var(--gold);
    background: var(--gold-tint);
    color: var(--gold);
}

.invest-outputs,
.loans-outputs {
    background: var(--bg-page);
    border-radius: var(--radius-md);
    padding: 24px;
    display: flex;
    flex-direction: column;
    gap: 16px;
}

.output-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    border-bottom: 1px dashed var(--border-med);
    padding-bottom: 12px;
}

.output-row.total {
    border-bottom: none;
    padding-top: 4px;
    padding-bottom: 0;
}

.output-label {
    font-size: 13px;
    color: var(--text-muted);
    font-weight: 500;
}

.output-label-total {
    font-size: 14px;
    color: var(--text-secondary);
    font-weight: 700;
}

.output-value {
    font-family: 'Outfit', sans-serif;
    font-size: 16px;
    font-weight: 700;
    color: var(--text-primary);
}

.output-value.green {
    color: #16A34A;
}

.output-value-total {
    font-family: 'Outfit', sans-serif;
    font-size: 22px;
    font-weight: 900;
    color: var(--gold);
}

.start-invest-btn,
.start-loan-btn {
    width: 100%;
    justify-content: center;
    margin-top: 28px;
}

.invest-features-col,
.loans-eligibility-col {
    padding-top: 10px;
}

.invest-features-title,
.loans-eligibility-title {
    font-family: 'Outfit', sans-serif;
    font-size: 32px;
    font-weight: 800;
    line-height: 1.2;
    margin-bottom: 24px;
    color: var(--text-primary);
}

/* Responsive Styles for Calculator Grid */
@media (max-width: 991px) {
    .invest-grid,
    .loans-grid {
        grid-template-columns: 1fr;
        gap: 48px;
    }
    .invest-calc-card,
    .loans-calc-card {
        padding: 32px 24px;
    }
}

@media (max-width: 480px) {
    .tenure-buttons {
        flex-direction: column;
        gap: 8px;
    }
/* ===== EXPRESS LOAN FORM ===== */
.express-form-container {
    background: var(--bg-page);
    border: 1px solid var(--border);
    border-radius: var(--radius-lg);
    padding: 40px;
    box-shadow: var(--shadow-sm);
}

.form-grid-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 20px;
    margin-bottom: 20px;
}

.form-grid-row.last {
    margin-bottom: 24px;
}

.form-grid-label {
    display: block;
    font-size: 13px;
    font-weight: 600;
    color: var(--text-secondary);
    margin-bottom: 8px;
}

.form-grid-input,
.form-grid-select {
    width: 100%;
    padding: 12px;
    border: 1px solid var(--border-med);
    border-radius: var(--radius-sm);
    outline: none;
    font-family: inherit;
}

.form-grid-select {
    background: #fff;
}

@media (max-width: 768px) {
    .express-form-container {
        padding: 24px 20px;
    }
    .form-grid-row {
        grid-template-columns: 1fr;
        gap: 16px;
        margin-bottom: 16px;
    }
    .form-grid-row.last {
        margin-bottom: 20px;
    }
}