🎉  Earn 2.5% monthly ROI - Nigeria's most trusted microlending platform. Start Investing →
Flexible Financing

Flexible Loans

Get flexible, collateral-friendly personal and business capital from ₦100,000 up to ₦5,000,000 with transparent terms.

Loan Repayment Estimator

₦500,000
₦100K ₦2.5M ₦5M
Reducing Balance Interest Rate 10.0%
Est. Monthly Payment ₦103,333
Total Repayment ₦620,000
Apply for This Loan

Requirements

To apply for a loan with us, you need to visit our nearest branch to fill a form and provide the following requirements:

Passport Photograph of the Applicant
Regulatory ID (NIN, Voter's Card, or Passport)
A Guarantor with above items 1 & 2
Cheque leaf of Applicant & Guarantor
Collateral (to be possessed for the period of the loan)
Processing Fee (2% flat fee on approved capital)
The Process

How to Get a Loan

Follow these four simple steps to get your loan application processed and funded.

01

Gather Requirements

Ensure you have all the 6 required documents and details (Passport photograph, ID, Guarantor details, Cheque leaves, Collateral, and the 2% processing fee) ready before applying.

02

Visit Our Branch

Walk into any of our nearest branch locations with all the required documents. Our customer success team will receive you and guide you through the next steps.

03

Fill out Application Form

Fill out our detailed hardcopy loan application form. Submit the checklist items alongside the form for verification.

04

Disbursement & Matching

Once our credit risk analysts verify all submitted details, matching funds are released directly to your account. Your collateral is held securely for the duration of the repayment cycle.

Got Questions?

Borrower FAQs

Quick answers to help you navigate our loan framework.

How long does approval take?

+

What are the interest rates?

+

Do I need physical collateral?

+